Choose a pay-as-you-drive (PAYD) motor insurance policy if you don't drive your car

 because the rates are depending on how often you actually use the automobile.

The PAYD plans also provide more customization and flexibility

In addition to the actual number of miles travelled, a number of other factors, including your driving habits

the insurer's pricing policy, and the type of coverage you choose, affect the rates.

A PAYD policy might be a great choice for people who travel less frequently because premiums are dependent 

Since the cost is directly related to driving conduct, it can also encourage safe driving habits.

In case of PAYD, similar to all motor insurance policies, the premium of the mandatory third-party insurance